Considering the mountain hiking and high-altitude regions on my trip to South America, this is the first time I have scrutinized the insurance so seriously.
◦ Essential Insurance for High-Risk Activities
For this journey in South America, I have arranged a four-day mountain hike in the Paine National Park in Chile. In Peru, I will be heading to high-altitude areas, such as Cusco at 3,300 meters, Lake Titicaca at 3,800 meters, and Rainbow Mountain at an astonishing 5,200 meters. Altitude sickness varies from person to person. While some individuals may adapt within a day or two, others may struggle to adjust. It is not uncommon for those who don't adjust well, the news of helicopter emergency rescues costing thousands to tens of thousands of dollars and extensive medical expenses is common.
To prevent such tragedies, I decided to find reliable coverage. After searching through domestic insurance companies, it became evident that travel insurance policies usually exclude coverage for extreme environments and overseas mountain climbing activities. Therefore, I turned to recommendations from foreign climbers and found World Nomads, a highly acclaimed option.
◦ World Nomads
Upon carefully reviewing the World Nomads website, I was amazed by the wide range of coverage they offer. In addition to activities such as mountain climbing, skiing, scuba diving, skydiving, and off-road biking, they also provide coverage for unexpected events like hijacking incidents and protection for valuable items.
In the context of my South America trip, the activity I needed the most was "Hiking up to 6,000 metres (scrambling) on recognized routes / Horse riding." I highly recommend it for anyone engaging in high-risk activities abroad!
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